FIRE Number Calculator

Find out how much you need to never work for money again — and how many years away you are, at your current savings rate.

Calculator Inputs

First Name (for AI Chat)

Current Monthly Expenses (₹)

₹

Current Investments (₹)

₹

Monthly Investment (SIP, ₹)

₹

Expected Annual Return (%)

Inflation Assumed (%)

Safe Withdrawal Rate (%)

Global rule of thumb is 4% (25x expenses). Many Indian planners use 3-3.5% (28-33x) given higher local inflation.

You need ₹1.71 Cr (in today's money) to be financially independent — at your current savings rate, you're about 35 years 8 months away from that.

FIRE Number (today's value)

₹1.71 Cr

Years to FIRE35y 8m

FIRE Number When You Hit It₹13.70 Cr

Current Investments₹5,00,000

Monthly Investment₹25,000

Advisor Mode

This chat gives AI estimates, not filed advice — double-check with a CA before you file.